did my budget twice, for January

I ran it once with our finances combined, and once if DH and I split our finances and each contribute half of the bills for the household. I’m tired of arguing about frivolous spending. I must have made a math error somewhere because somehow we come out way ahead if I split it than if we combine finances (hopefully that’s not a metaphor, LOL.)

Just before Christmas DS20 decided he just HAD TO have fun and go off roading in my SUV which has 270k miles on it…and broke the axle. Despite making good money, he just blows through it “having fun,” and eating out. We went down to one vehicle over Christmas break, but starting Sunday, we had to rent a car. I’m making DS20 pay for it, as well as the repairs for the SUV. He’s like “how am I going to pay for all that?” I told him he didn’t need to if he wanted to WALK to work (which is 65 miles away. He rents a room in the town he works.) It’s mildly annoying, because he could have picked up shifts the past two weeks and probably gotten his repairs paid for. He’s very very lucky: DH works at a vo-tech school and one of the perks is you can bring your cars in to have the students work on it. They are salivating at the chance to do something more than just “oil changes.” So that should save DS about $1500.

Got cash for the gas and grocery envelopes. Somehow I missed it all these years that DR says to use cash for the things you spend cash for, not cash for everything…(for example, I used to use cash to pay all the bills and would run around to each of the agencies paying them.) It feels good to have the cash on hand to pay for those essentials and know that we’re not going to run out of money before we run out of month.

Other than that, things are poking along 😉

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