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I’m not saying loans should be forgiven,

just that I have some experience with how this can happen. I freely admit that I made a mistake and I’m sure everyone here has made their own mistakes that others would criticize. I’ll go back to lurking because I get good ideas from this group but don’t feel a need to keep rehashing what happened with me. What’s done is done.
I think if parents want to co-sign for the loan that they should think about getting a life insurance policy for the amount of the loans. That way if something were to happen then it is covered. NOBODY wants to think of something happening to their child but it would cover it. Term life insurance on someone young is pretty cheap

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