you start out all excited and you are mentally ready, and you start off with a bang. Then it seems as if you plateau and it gets boring, and you are tempted to ‘take a break’, but when you do, the weight comes back faster than it went off and you go into a ‘funk’ that makes you wish you had stayed the course. You could make you a chart with goals marked on it and when you reach a goal, no matter how small, ( i.e., Your biggest debt is down by 50.00! Your smallest debt is down by half!) put a big star on the chart. The joy of being debt free will always outshine the times when you think it’s not going anywhere.